Payments by COVORN, through Paystack
Take payments, paid straight to your bank.
Customers pay by card, bank transfer or USSD on Paystack's secure checkout. Paystack splits each payment as it is made and settles your share to your bank. Receivly never holds your money.
Receivly is in test mode while Paystack reviews it: only Paystack's test cards work and no real money moves. Live payments open once Paystack approves Receivly.
Overview
This month, for Ada Bags.
Customers paid
₦98,500
7 payments
Receivly's fee
₦970
Paystack's fee
₦2,110
Yours
₦95,420
An example business. Click through the menu, or ask for a refund on one order.
What it does
Everything Receivly does with your money.
01
Paid straight to your bank
Paystack splits every payment as it is made: Receivly's fee to Receivly, the rest settled by Paystack to your bank account. Receivly keeps no balance for you and offers no withdrawals, because there is nothing to withdraw.
02
Card, bank transfer and USSD
Your customer pays on Paystack's own secure checkout, in naira. You never see or store card details.
03
Every payment checked
Receivly asks Paystack about every payment itself, never trusting the page a customer comes back on. One that does not match the order is held for review, and the order is not marked paid until it is cleared.
04
Paid twice, refunded at once
If a customer pays the same order twice, the first payment keeps the order and the second is refunded in full, automatically. The order does not change.
05
Refunds and disputes handled
Ask for a full or part refund from the payment itself. Receivly sends it through Paystack and gives back its fee on the refunded part. When a customer disputes a payment with their bank, you see Paystack's deadline.
06
Every naira accounted for
Open any payment to see its whole story: what the customer paid, each fee, what is yours, every ledger entry, and what Paystack told Receivly.
How it works
Up and running in three steps.
01
Start with COVORN
One COVORN account, the same email and password for every COVORN app. Receivly is free to add.
02
Add your bank account
In Receivly, under Ways to pay. Paystack names the account, Receivly compares the name with your business, and you accept the Receivly terms.
03
Take payments
Orders in your Vablus chats and on your shop page, and on your Shobbie store with Receivly checkout switched on, are paid through Receivly.
Connected by design
Built into the COVORN apps you sell with.
Every connection below runs today, in Paystack test mode.
- From Vablus to Receivly
A customer orders on WhatsApp, Instagram, Messenger or your shop page
Vablus sends a Receivly payment link. Once Paystack confirms it, the order is paid and the receipt goes out.
- From Shobbie to Receivly
A shopper checks out on your Shobbie store
With Receivly checkout on, they pay through Receivly. The order turns paid once, and the order emails follow.
- From Receivly to PersonalTab
A customer has paid
Their receipt can be kept in their PersonalTab, with where the order is.
The COVORN family
Pricing
One fee, on what you sell.
No setup fee and no monthly fee for Receivly. Both fees are shown on every payment.
Receivly
1%
Of the goods in each paid order. Delivery is not charged.
Paystack
Its fee
Paystack's processing fee, taken from your share of each payment.
Refunds
Fee back
Receivly's fee on the refunded part is given back to you.
The Receivly terms set out every fee, refund and dispute rule. A Receivly account is for businesses in Nigeria; in Ghana and Kenya, connect your own Paystack account in Receivly instead.
Your money, handled properly
- Receivly is not a bankPaystack Payments Limited processes every payment. Your share moves from the customer to Paystack to your bank.
- Your bank account checkedPaystack names the account before it is used, and Receivly compares the name with your business. A business can be paused while that is put right.
- Test first, then liveEverything runs in Paystack test mode until Paystack approves Receivly. Then each business confirms its bank account again before taking live payments.
- Only what Paystack needsReceivly shares your business, bank and order details with Paystack to run the service and to meet Paystack's and the law's checks, and nothing more.
Questions
The short answers.
Does Receivly hold my money?
No. Paystack splits each payment as it is made and settles your share to your bank account. There is no balance to keep or withdraw.
When do I get paid?
Paystack settles your share to your bank on its payout schedule. Receivly shows what is waiting and what has reached your bank.
Is it live?
Not yet. Receivly is in Paystack test mode while Paystack reviews it. Live payments open once Paystack approves Receivly.
Can I use my own Paystack account instead?
Yes. In Receivly, under Ways to pay, you can connect your own Paystack account instead of a Receivly account. Receivly charges no fee on those payments. A Shobbie store with Receivly checkout switched on uses a Receivly account only.
What does my customer see?
Paystack's secure checkout, with your business's name, the order's total and the ways to pay: card, bank transfer or USSD.
What if a customer pays twice?
The first payment keeps the order. The second is refunded in full, at once, and you can see both on the order.